What to do if you dont pay NHIF for one year

Financial fluctuations, private emergencies, and modifications in monetary circumstances can result in missed funds.

These funds can stretch to a year-long and go away you with no medical health insurance cowl should you fully depend upon NHIF.

When you have not paid your Nationwide Hospital Insurance coverage Fund (NHIF) contributions for greater than a yr, there’s a provision that may assist alleviate the burden of collected penalties and will let you restart your contributions with out the extra monetary pressure.

Right here’s an in depth clarification of what occurs and the steps you possibly can take to reactivate your NHIF card.

In response to the NHIF coverage, in case your card has been inactive for over 12 months as a consequence of non-payment, you’re eligible for a waiver of all collected penalties.

This coverage is designed to help members who might have confronted monetary difficulties, stopping them from making common funds.

By waiving penalties, NHIF helps members regain their medical health insurance advantages with out being burdened by the excessive prices that might have accrued through the interval of inactivity.

When you resolve to restart your contributions, your NHIF card won’t be instantly lively.

There’s a ready interval. Your card can be lively after 2 months (60 days). Throughout this time, NHIF processes your reactivation request and ensures that each one administrative necessities are fulfilled earlier than reinstating your well being protection.

When you default for greater than a yr, you’re handled like a brand new entrant within the scheme.

They’ll reactivate their NHIF cowl by paying Sh1,500 which is able to act as your three months’ contribution.

You’ll then have to attend for 2 months (60 days) from the date of fee in your cowl to be lively. You might be then suggested to subsequently make month-to-month funds to keep away from penalties.

Reactivating your NHIF cowl implies that you’ll as soon as once more have entry to the great medical protection supplied by NHIF, which incorporates outpatient and inpatient providers, maternity care, and surgical procedure, amongst different advantages.

That is essential for mitigating out-of-pocket medical bills and guaranteeing that you simply and your loved ones obtain vital medical care with out undue monetary stress.